One Love asked:


Is it judged by the day it is postmarked or when they actually bill it at the agency. I have a Capital One credit card btw.

Elizabeth

honeypepper asked:


Which credit card do you think it’s best for those with good credit? Chase, American Express, Citi, Capital One?

Leslie

panda2_80 asked:


I am a grad student and I work. I am having to pay my tuition out of pocket. There have been some surprise expenses(new tires,increased tuition ect) lately and I applied for a small loan through my credit union and was turned down for 3 late payments on my vehicle. Is getting a credit card worth the hassle to help with paying for stuff?

Lois

Joshua Shapiro asked:


The Universal MasterCard is an ideal choice for anyone that is looking for some entertainment benefits. This is a great credit card for those who have a good credit score and those that are interested in finding a rewards program that is more tailored to the student rather than the standard consumer. The Universal MasterCard provides for a 0% introductory offer to get them started on the right road.

What To Expect

When it comes to this MasterCard offered by Chase, you will get no annual fee and there is no fee for an additional card. These things make it perfect for those looking for a credit card for their student to take away to school. IT does offer the two cycle average daily balance which can be a bit more costly to those that are holding a balance on the card. The APR starts at 23.99% and can move up or down depending on the credit score of the individual.

The Universal MasterCard is a good place to go for rewards too. Here, you will find that you earn one point per dollar. If you visit Universal Studios Them Parks, you will earn 2 points per dollar spent there. What is nice about this student credit card is that the funds from the rewards can be used for things such as private movie screenings, concert tickets or even movie tickets. You can use them to purchase CD’s, to get into your favorite Universal theme parks and even to purchase home electronics. These are all things that any student can appreciate having.

The reward points do expire in the course of five years yet there is no yearly limit on them. It is a good reward program and a solid investment. The Universal MasterCard is an ideal choice for most students, young and old, that are looking for a rewards program that is more specific to their needs. With low fees and a 0% introductory rate, it is one of the best choices to consider.



Mark

Beth Derkowitz asked:


If you are looking for a credit card when your credit score is less than perfect or if you have had no credit history at all, the Eufora Prepaid MasterCard was designed with you in mind. The Eufora Prepaid MasterCard is offered by BANKFIRST and not only does it give you a way to build, or rebuild, your credit, but it also give you the chance to earn income when you make referrals.

For the Eufora Associate Prepaid MasterCard, any time you refer a new applicant, you will receive $20 per year if that person is approved and keeps their membership in good standing! The annual fee for this card is $29.95 per year, but with the income opportunity you may be able to pay that fee easily with the referral earnings. A minor drawback: even when you refer someone to the Elite or Preferred level cards, you will still only earn the $20 commission. Although the annual fee for the higher level cards is more, the earning potential and benefits offered are considerably greater.

A unique perk of the card is the chance to win a new car each month! For every $100 spent on the card, the cardholder will receive an entry in the car drawing, which features 30 different vehicles.

The minimum amount you can deposit into the Eufora Prepaid MasterCard is $5 and the maximum is $5,000. If you wish to have an additional card on the account, a fee of $9.95 is applied. There are also other various fees when you use this card for other services, like ATM withdrawals, and in certain situations, like when you are over your limit or inactive.

So, when you are looking for a stored value credit card, you may benefit greatly from what the Eufora Associate Prepaid MasterCard has to offer. With guaranteed approval, no monthly participation and application fees, the opportunity to earn income for referrals and the ease of direct deposit into your account, this card can be a great way to improve your credit.



Joshua

Janie asked:


The Advanta Credit Card seems to be given the highest rating for this purpose but I read a few user reviews who claimed that there were a number of issues with this card. If you have any experience with this card, or any recommendations for any others, please share!

Cody

Joshua Shapiro asked:


The Citi AAdvantage World MasterCard is one of several credit cards that Citibank offers and is specifically designed for those who have very good credit and frequently travel on American Airlines. The rewards program allows cardholders to earn one mile for every dollar they spend on the card. The points can then be redeemed for hotels, car rentals, and free travel on American Airlines and any of the participating partners. The maximum annual limit is 100,000 miles, but this is waived for AAdvantage Executive Platinum, AAdvantage Platinum, and AAdvantage Gold members. There is no expiration for redeeming points as long as the account has activity at least once every three years.

Unlike most other cards, the AAdvantage World MasterCard offers members 15,000 bonus miles for the first purchase and has no pre-set spending limit. What this means is that cardholders can occasionally exceed their credit limit contingent upon their payment history and credit.

The interest rate for purchases at 17.99% variable is higher than most other reward cards, and cash advances have a minimum cap of 19.99%, and though this is tied to the Prime Rate, the interest will never go below that minimum. The annual fee is rather high at $85, but is waived for the first year. There is no balance transfer fee, but there is a cash advance fee of 3% assessed with a minimum of $5 charged.

Because of some of the high expenses connected to this card, those who will benefit the most are those who can afford to pay the balance each month, do not plan to spend more than $100,000 annually and can expect to earn a free ticket within the first year.

Some of the benefits you will receive from this card include the following:

• Online access to account information

• Access to reduced mileage awards

• Solutions to identity theft

• Reporting of lost and stolen cards

• Emergency cash and card replacement

• Automatic payment of bills

• Insurance on car rentals

• Financial statement at year-end upon request

• Assistance with lost luggage

• Medical and legal referral services

• Emergency assistance and travel-related services

• Travel accident insurance up to $1,000,000



Connie

indygal asked:


I’m young with no credit and no checking account. I’ve been looking online and have only come across debit cards or credit cards that require a checking account. Where and how can I get a CREDIT CARD w/ no credit and no checking account?

Timothy

cynthiastewart asked:


A secured credit card is a special type of credit card issued against a collateral. People with not so perfect credit history find, these type of credit card very useful. Not only such credit cards are easier to obtain but there use is also reported to major credit bureaus and hence they are a good instrument to improve credit ratings. The New Millennium Bank Platinum Visa® or MasterCard® is one such credit card. In this article we will take a good look at various benefits offered by it.

Standard features

No CREDIT CHECK

Approved REGARDLESS OF CREDIT HISTORY

Credit Limits UP TO $10,000

Reports to ALL 3 BUREAUS

Get CASH AT OVER 740,000 ATMs

Benefits of a platinum credit card

Emergency CASH TRANSFERS

Auto RENTAL INSURANCE

$100,000 TRAVEL ACCIDENT INSURANCE

Extended WARRANTY PROTECTION

Special HIGH INTRODUCTORY SAVINGS RATE

One interesting benefit that comes with the New Millennium Bank Platinum Visa or MasterCard is that when they recieve your processing fee, you will be sent instructions on how to redeem a FREE COMPANION AIRFARE. This will help you ravel to most major US cities when you purchase one adult round trip airfare.

With the ownership of New Millennium Bank Platinum Visa or MasterCard you will also be automatically enrolled in The World’s Best Travel Club.com where you will receive discounts and low, low prices on all your travel needs! The credit line of your New Millennium Bank Platinum Visa or MasterCard will be equal to and secured by your New Millennium Bank Savings account which has a minimum deposit $300, and maximum deposit $5,000 for each issued credit card.

The benefits mentioned in this offer can change anytime without notice. Please visit theNew Millennium Bank Platinum Visa or MasterCard website and read the offer document carefully for variuos terms and conditions for important rate, fee and other cost information, and limitations.



Chester

James asked:


I shop around for credit card terminal printer for my business. I found some good thermal printers on display but they are way to far for my budget. I was wondering if I have other choices. What are some types of credit card terminal receipt printers?

Amanda