BabyDaddy-U Gone Smell my cologn asked:


I have a Rush Card prepaid credit card. When I used the card one day, the people I paid got their money that day. So 1 month later, I see the same transaction, and now Im in the negative, ON A PREPAID CARD!!!

I contacted the company I paid with the card, they sent me a statement, and they did what they were supposed to do.

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free2ball1410 asked:


I”m borderline about getting a credit card. I have a steady job as a cashier and being a college student, my parents pay my rent and i have scholarships to take care of school costs. Is it worth it to get a credit card? LIke there are some things such as groceries that i have the money to pay 100 bucks for just not all at once.

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bird asked:


My family got lost from doing business , I decide to use personal load and credit card which is wrong way to solve problem. Now I am in the situation of bankruptcy. 90K USD.

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piggyford1985 asked:


I’ve just graduated college and I’m working temp. I don’t have an annual income and have absolutely no credit. Is there any way I can get a credit card so I could establish good credit now while I’m still young?

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maltasse asked:


I attempted to settle my own credit card debt, but all credit cards refuse to settle. They would rather wait until I’m 90 days late, charge it off or sell it to an agency and have me settle with them.
Any clues on how I can buy my own debt at 12 cents on the dollar like the credit collection agencies do?

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slongg15 asked:


I was wondering how getting credit back for something works. For example, I bought something to be delievered on my credit card from an online flower store, and the product was never delivered. The guy told me my credit card would be credited the amount of money i paid. How does this work? Will I get my money back some way?

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? Lansing ? asked:


I need to raise my credit limit in order to buy a laptop online. i’ve already tried calling the credit card company but they are not able to raise enough credit limit. is there anyway i could put money into my credit card to raise my credit limit? thanks.

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College Credit Builder asked:


The best credit cards for people with bad credit can be compared at www.securedcreditcardlist.com.  Responsible credit card use can lead to a lifetime of low-interest rate loan opportunities.  Notwithstanding a limited credit history, a damaged credit record or minimal income, credit card issuers often give consumers the valuable opportunity to receive credit and to start re-building a credit history through the use of a secured credit card or a pre-paid credit card.  This is an opportunity that should not be taken lightly, particularly in light of the widening credit crisis which has made it difficult for many working Americans with good credit records to receive new credit cards, auto loans and mortgages.  

Secured credit cards issued by Bank of America, Capital One and New Millenium are specifically designed for applicants with imperfect credit histories.  Some of the features offered by these credit card issuers include:

•           Credit Lines available from $300 to $10,000

•           Set your own credit limit

•           Build or reestablish your credit

•           Buy what you’ve been dreaming of and pay no interest until May 2009 on purchases

•           Save with a low non-intro variable APR, currently 14.9%

•           Exclusive savings on featured deals

•           Know you are protected with $0 fraud liability if your card is ever lost or stolen

During continuing economic instability, instability in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – consumers with damaged credit records should be given an opportunity to re-build their credit.  Responsibility, however, is essential.  If you can’t afford to buy something, you should consider saving until you can.  Credit cards are most beneficial when you can afford to pay your balance in full every month.  In these tough economic times, where credit is getting more difficult to come by, it is important to establish a strong credit profile by establishing credit early and maintaining a consistent payment history.  Credit cards issued by Bank of America, Capital One and New Millenium are tailored for applicants with less than perfect credit. 

Visit www.securedcreditcardlist.com to apply online in a few short minutes.

http://www.articlesbase.com/credit-articles/apply-online-secured-credit-cards-for-consumers-with-imperfect-credit-661368.html



Jane

Punky Do asked:


My daughter-in-law just left on a trip with the children. She left my son with a note telling him about $75,000 of credit card debt that she has run up during their marriage. He had absolutely no idea that these charges were made. We suspect that she was giving money to her sister and family. Perhaps they even signed for the purchases. Is he going to be responsible for this debt? He is planning to separate and eventually divorce.

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Jbushkey asked:


Since we are going to bailout Wall Street lets have some benefits for main street.

No scamming college students who are not working into credit cards with free T shirt giveaways

When they raise the interest rate it should apply only to new purchases.

The maximum interest they can charge needs to be lowered. 18% anyone?

Longer grace periods. Lets go to 31 days minimum.

What other regulations should we be placing on the credit card industry?

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