itsme_randy asked:


I am going to place a PayPal option on my website (the standard account) where the buyer can only buy one item at a time after the price (shipping, etc.) has been decided. I am aware of PayPal’s fees, but do the credit card companies also charge me a fee for accepting payment? If so, approximately how much are credit card company fees? I want to use PayPal’s email billing option so that the buyer can choose his method of payment.

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John J asked:


I never had a late payment or any other kind of derogatory remarks. I want it removed for personal reasons. Will a credit card company hesitate to remove it from my credit report at my request?

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mom_of_ndm asked:


I know there is a fee to receive any payments in a Premier account (What a ripoff!!!). But is there ADDITIONAL fee if the payment is via credit cards/debit cards? The ebay website is kinda confusing. A pointer to the exact page about fees for credit card payments would be helpful.

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Tootlebug asked:


Do credit card companies track exactly what you are purchasing? Do they have specific details about what you purchase versus a general total and where something is purchased.

For example when you use a credit card at the grocery do they know exactly what you purchase? I am not doing anything shady. I noticed recently on my online statement there were different codes for groceries versus a pharmacy purchase. It made me wonder how much they monitor what is actually being purchased! Thanks for any answers on this!

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Raï asked:


In all honesty, I do NOT want a credit card. They definitely ruined my dad’s life and I don’t want to make things hard on myself as soon as I move out and start a life. I was wondering with today’s society, how important is it to have a credit card?

Is there somewhere in life where owning a credit card will be manditory?

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