C J S asked:


I know already not to charge the card to the limit and all of that, but I am trying to raise my credit score and just wondering how long it will take and if you know of any better ways, let me know! I just got my husband and I one card each and I am going to use it and then pay it off every month.

Eileen

true blue asked:


Hi All. I’m a recent college grad who is fairly new to the workforce and is ready to get rid of her credit card debt!! I was fortunate enought not to borrow much in student loans (a total of about $9,000), however by grad time I owed about 9 thousand in credit card debt. Now I am ready to get rid of this burden. I know that this sounds horrible, but my situation was very different than that of the average student. I am a mother and was raising my daughter the whole time during college. Instead of working full time I focused on my studies and only worked part time. Needless to say this made everything harder but in the end it was worth it. Also, I’m not looking for an overnight solution. It took me six years to accumulate this debt so I know it wont disappera overnight. I’m just looking for the best way to go about it. Please help!

Jesus

Ahren B asked:


Hey guys,

I just called Apple about a typo they had when I ordered a MacBook, and they are going to give me a $50 credit back to my debit card.

How long does it usually take for a credit/refund to show up on a debit or credit card? Thanks!

Jim

taylor.hulsey asked:


I have one credit card and its always paid I have had it for about 4 months and my credit score is still 0 and shows no credit card accounts how long does it take for them to report it ?

Theodore

mmchick06 asked:


And no lectures about ‘you shouldn’t get a credit card’ and all that. I don’t plan on using it a lot and I am financially responsible.

Tara

Bill T asked:


I don’t understand why if you give a bank money up front, and that’s your limit on the card, why they have to pull a credit report? Is there any way around? The reason I don’t want a report pulled is I’m trying to raise the score, but it’s already been affected negatively by too many inquiries.

Anthony

xtremecatholic asked:


I have had the Visa Dividend card from Citi for a few months now. Basically, it’s a student credit card. I have paid all of my bill on time. I was just wondering how soon they will increase the spending limit on that thing. One year? Two years?

Francisco