Tammy_Suto asked:


I’ve recently gotten 2 credit card bills in my name for cards I never applied for nor do I have. I’m on disability and have filed for bankruptcy a few years previous so I couldn’t get a card if I wanted one. I’m at a loss for what to do since I can’t pay for charges that I didn’t make.

Gerald

Sam B asked:


My credit card company told me that if I make any payments over $500, that they are required by law to hold it for 10 days before crediting my account. Also, they told me that the same holding period is required if I make more than one payment in any billing cycle. I have Googled my fingers off, and can not find any references to any such law. Does it exist? Or is my CC company just feeding me a line.
My credit card company told me that if I make any payments over $500, that they are required by law to hold it for 10 days before crediting my account. Also, they told me that the same holding period is required if I make more than one payment in any billing cycle. I have Googled my fingers off, and can not find any references to any such law. Does it exist? Or is my CC company just feeding me a line.

ADDED NOTE: All my payments are electronic–no need for them to worry about bad checks.

Cindy

ResonantGlow asked:


I recently got my credit card and there’s currently $3 in pending charges, they’ve been there for a while, but it’s not decreasing my available credit and they’re not getting resolved. My outstanding balance currently depicts what I’ve spent so far on the card accurately, but that $3 pending has been there for a while… Am I getting charged for something I don’t know about?

Glenn

Patti labell asked:


Last year I became a single mom with three kids. We had good credit until my husband left me. I have a card with a $1000.00 balance. It is now in collections. They will settle for three payments of $289.00 in three consecutive months. Obviously I cannot make those or I wouldn’t be in this situation. Can someone tell me what will happen next?

Ana

confused asked:


is there an age limit? does a person have to be a citizen of the United States ti get a credit card? can a parent give a credit card to their children to use?

Louis

tiny k asked:


I want to order from a restaurant and have it delivered and have no cash on me atm. I usually pay online if I order, but they don’t have that. So, how would I do it? Give them my credit card number, show it to them, what?

Anna

Nelly asked:


credit card said I owed and what the negotiated amount was is considered income. They haven’t sent me anything so I can do my taxes. What if they never send me anything?

Oscar

Demosthenes asked:


How is the minimum credit card payment determined and how long would it take to pay it off?

Doris

ErikaS asked:


I’ve had this card for a while and am now starting to notice every month i get charged tons of fees. plus an $11 maintenance fee every month. I’m sick of it. is there a way to cancel this card without it going bad against my credit. or is my only option to pay it off and get the regular fees every month even if i dont use the card?

Doris

batgirl10478 asked:


A few days ago, a company that I do business with charged my credit card $250 withouth my permission. They have asked me in the past if I want to keep my card on file and I have told them no. Is this offense punishable by law? If so, what can I say to them to let them know that I mean business?

Deborah