How do I get credit card companies to lower my monthly payments, now that my husband has left me?
Credit Card
mema asked:
Added husband to my credit cards, he has used them and has left me owing. How do you talk to the credit card people in order to get the best plan? What questions do I ask? I want to know the terms or words I should use?
Gerald
Added husband to my credit cards, he has used them and has left me owing. How do you talk to the credit card people in order to get the best plan? What questions do I ask? I want to know the terms or words I should use?
Gerald
April 24th, 2009 at 6:41 am
Mitchell
call you creditors and ask for payment arrangement to your advantage ,they will agree because you are still paying .
it is always better that “not paying ….you think ? explain yourself….
April 27th, 2009 at 1:13 am
Phyllis
Call the credit card companies and talk to someone. Get the husband’s name off - cancel the cards if you have to. Set up some type of payment arrangement that you can handle. The credit card people will help you as long as you stick to the arrangement that you agree to. (Do say you can pay 100 and then only pay 30) In the meantime, file for that divorce and make sure that you include these credit card expenses when splitting up the assets/liabilities.
April 28th, 2009 at 11:36 am
Howard
If they are in good standing try and transfer the balance to a zero percent credit card. Check out http:://www.gozeropercent.com
May 1st, 2009 at 11:26 am
Teresa
the book here is a great resource for money issues, especially credit cards and banks.