How many points can paying a credit card on time every month raise your credit score?
Credit Card
C J S asked:
I know already not to charge the card to the limit and all of that, but I am trying to raise my credit score and just wondering how long it will take and if you know of any better ways, let me know! I just got my husband and I one card each and I am going to use it and then pay it off every month.
Eileen
I know already not to charge the card to the limit and all of that, but I am trying to raise my credit score and just wondering how long it will take and if you know of any better ways, let me know! I just got my husband and I one card each and I am going to use it and then pay it off every month.
Eileen
April 11th, 2009 at 10:59 am
Vicki
read these articles
April 13th, 2009 at 8:19 pm
Teresa
the f’ing credit bureaus have
some idiotic arbitrary system.
The best I can surmise is,
use just one card, pay it off
3-4 times a year so a paying history
can be established.
Also have savings somewhere.
IF you realize that while most
businesses work off logical
practices and open door policies,
the bureaus thrive on lying,
cheating and bribing senators.
and ignoring the federal law
that says they must correct errors.
Till we can shut them down,
just pay every acct on time,
keep over all debts low and
your score will climb within 6 mo
to 825.
I went from 650 to 825 in 1 yr
and back to 675 and back to 800
in one year with no explanation on
their part ‘we do not report on
how we work’ is what they told
my attorney–which is why I am
preparing a class action suit
against them; they are power
hungry!
April 16th, 2009 at 2:42 pm
Justin
keep on using maximum but never go beyond the limit,pay full before due date,hope after six months or a year u will start getting offers from diff agency =u socre is raised and good now
April 19th, 2009 at 1:42 am
Tyler
You will need at least a 24 month consistent, on time payment history to see improvement in your score. You don’t get so many points per month for paying on time.