How much is a typical limit for a first credit card?
Credit Card
Patrick asked:
I’m 19 I’ve been banking and using a debit card for the last 3 years and finally feel like it would be useful to have a credit card for certain situations.
What is the typical spending limit for a first time credit card holder.
Btw I’m not planning on maxing it out by any means but I’m just curious.
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I’m 19 I’ve been banking and using a debit card for the last 3 years and finally feel like it would be useful to have a credit card for certain situations.
What is the typical spending limit for a first time credit card holder.
Btw I’m not planning on maxing it out by any means but I’m just curious.
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February 13th, 2009 at 11:56 pm
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Apply fir a $300 limit one, you will have more chances to get approved, If you pay everything correctly, you will $750 credit limit by the fourth month.
February 14th, 2009 at 11:55 am
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My first and only one went up to a hundred pound with capital one. then if you kept on top of payments and not go over it went up to £2000 in 3 months, hope you not like me though it was a bad idea, i couldn’t help myself surrounded by all them shops though x
February 16th, 2009 at 2:08 pm
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$300 is pretty typical for your first card. Use it responsibly, and they will increase your limit within a few months.
February 17th, 2009 at 7:56 am
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it depends on your personal circumstances and your bank withdrawal limit some banks/building societies have minimum 1000pndz limit on a credit card you can go over the limit but the bank will charge you if you go over your limit.
February 20th, 2009 at 3:25 pm
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credcards.maclenet.com - try this card. As I remember they provide $500 credit line, even for someone who have bad credit