If pending charges on my credit card make me go over my credit limit will i be charged fees?

*J asked:


I have pending charges on my credit card account which will make me go over my credit limit by 1 dollar. If i make a payment before they are no longer pending charges will i still be charged fees and will my APR go up?

Kelly

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2 Responses to “If pending charges on my credit card make me go over my credit limit will i be charged fees?”

1. video production Says:
   April 25th, 2009 at 3:15 pm

   Eugene

   If you make the payment first, and it still gets over the credit limit, I would call the company, and more than likely if it is your first time, they will more than likely waive any fees incurred.

2. wendy b Says:
   April 26th, 2009 at 1:33 am

   Tyrone

   Pay it before it’s due and call the company to make sure it went through before due date and i think you will be fine. Don’t get your card to the max limit ever…Spend only half of what is worth and you won’t have the problem..Disipline babe, disipline.