Is getting a credit card worth the hassle to help with unforeseen expenses?
Credit Card
panda2_80 asked:
I am a grad student and I work. I am having to pay my tuition out of pocket. There have been some surprise expenses(new tires,increased tuition ect) lately and I applied for a small loan through my credit union and was turned down for 3 late payments on my vehicle. Is getting a credit card worth the hassle to help with paying for stuff?
Lois
I am a grad student and I work. I am having to pay my tuition out of pocket. There have been some surprise expenses(new tires,increased tuition ect) lately and I applied for a small loan through my credit union and was turned down for 3 late payments on my vehicle. Is getting a credit card worth the hassle to help with paying for stuff?
Lois
January 26th, 2009 at 8:23 am
Just don’t get over your head!! You will be in so much if you use it to much!!!
January 28th, 2009 at 6:11 am
Just use your credit card carefully. You need a credit card to get an airline ticket, a hotel room or a rental car if you use the telephone.
January 29th, 2009 at 1:13 am
Check out capital one credit cards they have the best terms to date…
January 31st, 2009 at 7:14 pm
If you don’t got a credit card already, you may wanna get one right away. At least one. You always need back up, especially as you say for those new tires, car repairs and so on. Try Bank of America, they are pretty generous on the credit lines. But if you had 3 missed payment on your vehicle, that might have spoiled your credit for a while. In this case you might wanna try this link for low-credit cards:
And this one,
Good luck, and I suggest you get at least one credit card, just in case you know. I know what it’s like to pay for tuition and stuff out of pocket … been there before! Credit always helps when you treat it right.