What company would give me my first credit card?
Credit Card
Ami asked:
I just got my green card, my social and my ID…I am jobless, how can I start having credit cards?DO they always require me to work? I am married, will that count?What company would give me my first credit card?
Cory
I just got my green card, my social and my ID…I am jobless, how can I start having credit cards?DO they always require me to work? I am married, will that count?What company would give me my first credit card?
Cory
May 19th, 2009 at 11:03 pm
Heidi
Try Citibank!
May 20th, 2009 at 4:07 pm
Brad
You could start with a store credit card…I got that before I got any other cards…then it built up my credit and I was able to get major credit cards…..
but a smarter way to build credit would probably be to put your name on the utility bills and pay them automatically…that way you aren’t incurring debt
May 22nd, 2009 at 9:02 pm
Joy
Good Lord! Why do you want one? Credit cards are evil! They all just think up ways to get money from you through fees. I use my debit card for everything! If you can’t afford something, don’t buy it! It’s not worth the pain.
Anyhow, why don’t you try to get a joint credit card with your husband? You can also get a “pre-paid” credit card to build up your credit rating. Then later, credit card companies will come to you! Just be patient - you’ll start getting credit card offers.
May 24th, 2009 at 5:33 pm
Raymond
HSBC bank
May 28th, 2009 at 4:05 am
Leon
you can try Chase or Citi Bank. They can appprove you for a secured Credit Card with a credit limit of $300, where you will place a deposit against your credit card. As you have no income and no credit history.
May 31st, 2009 at 7:53 am
Nathaniel
A long time ago, this is how I got my first credit card:
I got a Mastercard from a bank by depositing $500 in a notice account (had to give 30 days notice to withdraw) and they gave me a card with a $500 limit. No risk for them, my money earned interest, after a year I had a good credit history and could empty/close the notice account.
May 31st, 2009 at 8:47 pm
Benjamin
get a secured credit card and go from there
June 2nd, 2009 at 3:06 am
Lillie
try hsbc, citibank, providion, capital one
Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like.