What happens if an item is returned on a credit card that was included in bankruptcy a long time ago?

spec1235 asked:


What if you have an item purchased years ago on a credit card and an item fails under warranty, and the only way they will refund the money is to credit the card charged (included in discharged bankruptcy)?

Will the credit card company issue a refund check, or is the money gone?

Edgar

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4 Responses to “What happens if an item is returned on a credit card that was included in bankruptcy a long time ago?”

1. Ocala_gem Says:
   July 26th, 2009 at 1:49 am

   Leo

   call the credit card company and ask anonymously.

2. Bitter B Says:
   July 27th, 2009 at 12:19 pm

   Dorothy

   I don’t know - Call the CC company and ask or try and get a store credit.

3. Sexy Chica Says:
   July 30th, 2009 at 10:34 am

   Jimmy

   that is a great question. Did you explain to the company of the returned item that this credit card account is closed? I wouldnt necessarily volunteer that you filed bankruptcy on the card. Just tell them the card account is closed and you need to accept a different form of refund. They should be able to at least refund it to a different credit card or maybe your debit card at the very least. Let us know how it turns out.

4. rob Says:
   August 1st, 2009 at 6:26 am

   Bill

   tell the warranty company that you no longer have that card.
   they should be able to give you money some other way.