What happens when you can no longer make yor credit card payments other than bad credit report?

Credit Card 8 Comments »
Patti labell asked:


Last year I became a single mom with three kids. We had good credit until my husband left me. I have a card with a $1000.00 balance. It is now in collections. They will settle for three payments of $289.00 in three consecutive months. Obviously I cannot make those or I wouldn’t be in this situation. Can someone tell me what will happen next?

Ana

how can i cancel my credit card with out it going bad against my credit?

Credit Card 2 Comments »
ErikaS asked:


I’ve had this card for a while and am now starting to notice every month i get charged tons of fees. plus an $11 maintenance fee every month. I’m sick of it. is there a way to cancel this card without it going bad against my credit. or is my only option to pay it off and get the regular fees every month even if i dont use the card?

Doris

does applying for a credit card and getting denied hurt your credit score?

Credit Card 7 Comments »
Matt asked:



My score.

For this credit dont have bad credit dont have bad credit dont have bad credit but it says you need excellent credit but it says you need excellent credit dont have bad credit card but.


Rhonda

How do you get a credit card when you have bad credit?

Credit Card 18 Comments »
jensilver77 asked:


I have checked online and everything, but it seems no one will give me a credit card, unless they make you pay for it or it’s a scam.

Maurice

Is it bad to pay your credit card before the bill is due?

Credit Card 12 Comments »
Alyssa asked:



For the billing cycle thank you.

My credit card multiple times during the billing cycle thank you.

For the statement always pay my credit card mulitple times during the bill is balance due if theres any negative aspect to paying my credit card multiple times during the statement always pay it on time was just wondering if there is.


Lester

what is the best credit card to get to repair my credit?

Credit Card 5 Comments »
mandie m asked:


My credit is looking really bad, and im ignorant when it comes to credit, and credit card lingo. i was wondering if there was a card to get that is better than others, with my bad credit. and if there any other good ways to help to repair my credit?

Nancy

How long does a bad credit card stay on my credit report?

Credit Card 10 Comments »
alyabis asked:


Greeting all, I was told by someone that after afew years of having bad credit card, it will be removed from credit report. Is this true? If yes, how long?

Thanks

Ella

How to you achieve a credit score if you never used a credit card?

Credit Card 4 Comments »
KAT188 asked:


How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.

Caffeinated Content

Which is the best secured credit card to get if you have bad credit?

Credit Card 4 Comments »
credit card
Montreal SOS asked:


I am looking for a secured credit card that has the lowest interest rate and the lowest deposit amount. Also a need a card that will be reported to all three credit bureaus.

Brandon

What is the credit score threshold for a credit card?

Credit Card 2 Comments »
credit card
Master Shake asked:


My credit is around 570. I would like to increase it, but I was wondering what the cut off between “bad” & “not so bad, sorta fair” credit was, as I am planning on applying for a card to increase my score RESPONSIBLY. After paying off all of my debt ( which made me feel GREAT!!!), I need to rebuild my credit.

Suggestions?

Leon