Will negotiating credit card debt hurt my credit score?
Credit Card 9 Comments »
Cutman asked:
I’ve been unemployed for a couple months, and the credit card payments are starting to hurt.
I’ve been unemployed for a couple months, and the credit card payments are starting to hurt.
If I negotiate with the credit card company to reduced my debt or monthly payment, will this somehow hurt my credit score.
I plan on refinancing my mortgage when I get another job, and I don’t want my score to be hurt.
Shane
What happens if an item is returned on a credit card that was included in bankruptcy a long time ago?
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spec1235 asked:
What if you have an item purchased years ago on a credit card and an item fails under warranty, and the only way they will refund the money is to credit the card charged (included in discharged bankruptcy)?
What if you have an item purchased years ago on a credit card and an item fails under warranty, and the only way they will refund the money is to credit the card charged (included in discharged bankruptcy)?
Will the credit card company issue a refund check, or is the money gone?
Edgar
I negotiated with a credit card company to reduce the amount owed. I believe the difference between what the?
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Nelly asked:
credit card said I owed and what the negotiated amount was is considered income. They haven’t sent me anything so I can do my taxes. What if they never send me anything?
Oscar
credit card said I owed and what the negotiated amount was is considered income. They haven’t sent me anything so I can do my taxes. What if they never send me anything?
Oscar
What is the statue of limitations on a credit card debt in California?
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MARGARET B asked:
Credit card company wrote off the debt in 1997. Now a credit it agency is trying to collect.
Lawrence
Credit card company wrote off the debt in 1997. Now a credit it agency is trying to collect.
Lawrence
Does anyone know of a good credit card that I can do a balance transfer on?
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asked:
For 12 months does anyone know of about 6000 in debt from little credit card company that im wanting to do this balance transfer through thanks for your help.
For 12 months does anyone know of good to put together and pay off but need something that im wanting to put together and pay off but need something that would be good credit cards that would be good credit card company that would be good to put together and.
Christian
For 12 months does anyone know of about 6000 in debt from little credit card company that im wanting to do this balance transfer through thanks for your help.
For 12 months does anyone know of good to put together and pay off but need something that im wanting to put together and pay off but need something that would be good credit cards that would be good credit card company that would be good to put together and.
Christian
My current credit card company is horrible. Should I get a new credit card then cancel the old one?
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hello asked:
If so, what’s the best secured credit card to get? I have to get away from this credit card company, but I still want to have an account that reports with the credit bureaus, is this a bad idea?
Reginald
If so, what’s the best secured credit card to get? I have to get away from this credit card company, but I still want to have an account that reports with the credit bureaus, is this a bad idea?
Reginald
Who do you call when your credit card company cuts your limit below the pre existing balance?
Credit Card 4 Comments »
Jacquelyn C asked:
My elderly parents have a credit card through JC Pennys. Recently Pennys cut their limit which is going on right now with a lot of companies. However they cut their limit below what they already had on the card and are charging them over limit fees. My parents have never been late on a payment. What can be done about this? Who do you call?
Tiffany
My elderly parents have a credit card through JC Pennys. Recently Pennys cut their limit which is going on right now with a lot of companies. However they cut their limit below what they already had on the card and are charging them over limit fees. My parents have never been late on a payment. What can be done about this? Who do you call?
Tiffany
If a credit card company cancels your account, do you need to pay off the balance?
Credit Card 7 Comments »
Epik asked:
There is no account to post nonpayments to. The closing of the accounts may have lowered your FICO score, but from there on out it won’t be affected by that particular credit card company.
There is no account to post nonpayments to. The closing of the accounts may have lowered your FICO score, but from there on out it won’t be affected by that particular credit card company.
What can they do to try to get you to pay?
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How do I approach a credit card company to pay off a bad debt?
Credit Card 7 Comments »
Ivan R asked:
I owe Discover Card some money and have been charged off for a while now. I have some extra money now and want to pay off the debt. I’d like to try to at least have it look better on my credit report. What’s the best way to approach this? Do I have any leverage to negotiate?
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I owe Discover Card some money and have been charged off for a while now. I have some extra money now and want to pay off the debt. I’d like to try to at least have it look better on my credit report. What’s the best way to approach this? Do I have any leverage to negotiate?
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