Ami asked:


I just got my green card, my social and my ID…I am jobless, how can I start having credit cards?DO they always require me to work? I am married, will that count?What company would give me my first credit card?

Cory

Nichole asked:


I went over my credit limit because of a returned check, but quickly paid the (full) balance for the bill. This is my first credit card, and I am hoping to get my APR lowered and credit line raised. How will going over my credit limit/bouncing a check affect my chances of getting a lower APR and higher limit?

Thanks

Judy

Luv my son (baby #2 due 11/4/09) asked:


I tend to use one credit card to charge all my expenses each month and then pay it off at the end of the month. There are sooooo many credit cards out there and I was wondering which one gives the best rewards back. What card do you use, and what type of benefit do you get for using it? I don’t care if it is for airline miles, cash back (a percentage) or some sort of point program. I was just wondering who is using what card and why?? Thanks!

Ramon

mandie m asked:


My credit is looking really bad, and im ignorant when it comes to credit, and credit card lingo. i was wondering if there was a card to get that is better than others, with my bad credit. and if there any other good ways to help to repair my credit?

Nancy

project96gsr asked:


I ordered some items from a website using cash on delivery service through Fedex as the carrier. When the items arrive, can I use a debit or credit card or do I have to pay with Cash?

What happens if I pay in Cash and the carrier decides to take a chunk of it?

Amy

Jason A asked:


I dont understand, people lose their credit card and say it has been used in places such as walmart or the gas station. How do they use it if they do not know the pink number? Do they guess until they get it right?

Regina

Bean asked:


I don’t have a lot of credit, and I have applied for several credit cards, but always get turned down. Is there a credit card that takes approves someone that may not have alot of credit like me? My score isn’t even 600…

Nicholas

???? asked:


Okay so I really want to buy something that I found online but I need a credit card. I don’t want to keep asking my mom to let me use her credit card because she wont let me use it for the things I want online. Is there any possible way I could get a credit card? My mom said they are like prepaid money cards at say CVS, but would that even work to pay for things online?

Jason

oh asked:


I am a college student trying to establish credit and am looking for a card with a low fixed interest rate. I don’t know where to look because there are so many choices out there. Are there any suggestions on a card or on a range of fixed interest rates that i should look for?

Bryan

Cassandra B-K asked:


I’ve applied for credit cards everywhere, but all of them turn me down because I have insufficient credit history. My husband however can get a credit card. We would really like to build up our credit so in the future we have a chance at good mortgage rates. If he gets a card and puts me on it so that I have one will this increase my credit history and thus my credit score?

Monica