Ultraviolet30 asked:


I bought my school books at the college book store with my debit/visa card. I had to return two of the books and 3 days later I still haven’t received the credit to my account. How long does it take to recieve the credit amount from a return?

Craig

Jsmith15 asked:


I got an ipod and a ipod gift card but when i try to make an account, they say i need a credit card. Is there anyway to bypass this, because i don’t have a credit card or a debit card or anything like that! Please help!

Leslie

beachylilly asked:


I opened a bank account about 7 years ago. At that time, I had an excellent credit score (due to my parents I think) and I have only used my debit card since then. I need to open a credit card to maintain my credit score. Which one should I get? Has my credit score been hurt since I haven’t used a credit card in the last 7 years?

Juan

thegetout asked:


I’m from the US and am going to Canada. If I use my credit card or debit card and something in Canada costs $50 Canadian will I be charged whatever the US exchange rate is on my statement?

Ann

project96gsr asked:


I ordered some items from a website using cash on delivery service through Fedex as the carrier. When the items arrive, can I use a debit or credit card or do I have to pay with Cash?

What happens if I pay in Cash and the carrier decides to take a chunk of it?

Amy

Sheraton, not Hyancith’s Son asked:


One I know is that merchants are charged for using a credit card service but are they charged for using Debit cards?
And in some situations, if one pays in cash or Debit they will give the customer a discount.

Nathaniel

BrynaBoo asked:


I already have a debit card but I think im going to need a credit card or college please help.And do i need to find a low apr or a high which one is better 0% is bad right.

Gilbert

debodun asked:


I’ve never had a credit or debit card. Most of my acquaintances are saying I should get one. Will a debit card help me ease into using a credit card? Or should I just not bother to get anything and keep paying with cash and checks? What should I watch out for using a credit card?

Arnold

Ahren B asked:


Hey guys,

I just called Apple about a typo they had when I ordered a MacBook, and they are going to give me a $50 credit back to my debit card.

How long does it usually take for a credit/refund to show up on a debit or credit card? Thanks!

Jim

Patrick asked:


I’m 19 I’ve been banking and using a debit card for the last 3 years and finally feel like it would be useful to have a credit card for certain situations.
What is the typical spending limit for a first time credit card holder.
Btw I’m not planning on maxing it out by any means but I’m just curious.

Caffeinated Content